Privacy Policy

1. Introduction Welcome to Risk Management Solutions LLC. Your privacy is of utmost importance to us. This privacy policy outlines how we collect, use, and protect your personal information when you visit our website.

2. Information We Collect We collect the following personal information when you fill out forms on our website:

  • Company Name

  • Entity Structure

  • Company Address

  • Signer's Name

  • Signer's Title

  • Signer's Email Address

We collect Tax Payer Identification (EIN or SSN) on the Authority to Represent form that will be signed after completing the form on our website.

We also collect non-personal information such as your browser type and IP address through cookies and tracking technologies.

3. How We Use Your Information We use your personal information for the following purposes:

  • To process and manage your claims for the Visa and Mastercard Settlement and future claims.

  • To provide customer support.

  • To send you updates about our services and other opportunities.

  • To improve our website and services.

4. Sharing Your Information We share your information with the following third parties for operational purposes:

  • Google Sheets: For data storage and operations purposes.

  • Zapier: For automating workflows and data transfer.

  • ChatGPT: For AI-assisted operations.

  • PDF.co: For document generation and management.

  • PandaDoc: For e-signature signing.

  • Microsoft Outlook and Associated Services: For email communication and document management.

  • 4659 LLC: Our Partner legal counsel as outlined in the engagement letter

  • Premier Financial Concepts LLC: A sister company to Risk Management Solutions, owned by the same person, for potential future opportunities.

  • https://www.paymentcardsettlement.com/: To process your claim.

  • Miscellaneous Affiliates: Affiliates and third parties that are vital to the day to day operations of Risk Management Solutions LLC

We may also share your information with other necessary third parties involved in processing your claims and providing our services.

5. Data Consent By submitting your information through our forms, you consent to the processing and sharing of your data with the third parties mentioned above. You will be informed about this at the point of data collection.

6. Cookies and Tracking Technologies We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device. You can manage your cookie preferences through your browser settings. Our use of cookies complies with regulations such as GDPR and CCPA.

7. Data Security We implement a variety of security measures to maintain the safety of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure.

8. Data Retention We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, comply with our legal obligations, resolve disputes, and enforce our agreements.

9. Your Rights You have the right to access, correct, or delete your personal information. To exercise these rights, please contact us at support@riskmanagementsolutions.com.

10. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the privacy practices of these other sites and encourage you to read their privacy policies.

11. Children's Privacy We do not knowingly collect personal information from children under the age of 13. If we become aware that we have inadvertently received personal information from a child under 13, we will delete such information from our records.

12. International Data Transfers Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. By providing your information, you consent to such transfer.

13. User Consent and Preferences You can manage your preferences regarding the use and processing of your personal information by contacting us at support@riskmanagementsolutions.com. You may also opt out of certain data uses.

14. Legal Basis for Processing We process your personal data based on the following legal grounds:

  • Consent: You have given clear consent for us to process your personal data for specific purposes.

  • Contract: The processing is necessary for a contract we have with you, or because you have asked us to take specific steps before entering into a contract.

  • Legitimate interests: The processing is necessary for our legitimate interests, unless there is a good reason to protect your personal data which overrides those legitimate interests.

15. Changes to This Privacy Policy We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on our website. The effective date of this privacy policy is [Effective Date].

16. Contact Us If you have any questions about this privacy policy, please contact us at support@riskmanagementsolutions.com.